Quick Tips To Help With Your Move

• Review your insurance annually coverage and prices change frequently.

• Don’t be afraid to compare any existing policy with what’s on the market.

• Remember to quantify the cover you need – be specific – and identify any high valued items.

• Review your existing policy – are you charged a fee? has the price been reduced? do you receive a loyalty bonus? are there any unnecessary add ons? how does your policy compare with friends?

• Apply a litmus test – if you are Single and paying over £100 per year – you should consider shopping around. If you are married and living in Service Families Accommodation and paying anywhere near £200 a year, it’s time to check whether others offer the same prices.

• Be sure the switch is worth it – better price, better benefits, better service, no fees.

• Check the terms and conditions of your current policy, do cancellation penalties apply?

• Make sure you comply with any formal cancellation procedures if cancelling your policy.

• Check how long it will take to have any new policy activated.

• Avoid coverage gaps; validate your new policy before your old one is cancelled.

• Cancel your old policy at the end of a payment cycle so you don’t have to recover any unexpired portion of your paid premium.

• Don’t cancel a direct debit and walk away – if you have a premium finance agreement – it could prove costly as they may charge for missed payments.